Welcome to Sierra Vista Bank of Folsom

Sierra Vista Bank opened its doors on March 19, 2007 to serve the local banking needs of the businesses and residents in the communities of Folsom and El Dorado Hills. Today as a result of the efforts of a few local residents in Folsom and El Dorado Hills we again have a bank headquartered in Folsom to provide the kind of banking service only a locally owned community bank can provide. We are a full service bank with a focus on filling the banking needs of the small business community, medical and business professionals, and other good citizens of the community who have a need for a strong relationship banking experience. As part of our identity the Bank has adopted the two arches in its logo which represent the Folsom Bridges so well known to our community.

Business Checking Accounts

Business banking needs are far from ordinary and vary from business to business.

Business Checking

This account is suited for businesses that maintain a steady flow of activity and sustain a higher monthly balance.

Minimum Opening Deposit: $100

Average Daily Balance Required to Waive Service Charge: $5,000

Monthly Service Charge:

• $10 if average daily balance is between $2,500 and $4,999
• $20 if average daily balance goes below $2,500

Additional Benefits:

• Write up to 100 checks per statement cycle for free. (Each check over 100 written checks is only $0.50)
• Free Online Banking
• Free Online Bill Pay

Business Economy

This account is fitting for a small businesses just getting started or an established business with minimal transactional flow.

Minimum Opening Deposit: $50

Monthly Service Charge: $9

Additional Benefits:

• Write up to 10 checks per statement cycle for free (Each check over 10 written checks is only $0.50)
• Free Online Banking
• Free Online Bill Pay

Business Now Checking

This account is similar to the Business Checking yet it is interest bearing and is only available to Sole Proprietors, certain non profit organizations and governmental entities.

Minimum Opening Deposit: $100

Average Daily Balance Required to Waive Service Charge: $2,500

Monthly Service Charge: $20

Minimum Daily Balance to Earn Interest: $1,000

Additional Benefits:

• Write up to 100 checks per statement cycle for free (Each check over 100 written checks is only $0.50)
• Free Online Banking
• Free Online Bill Pay

Business Money Market

This account is designed for business customers who maintain a higher monthly balance and seek a higher interest rate on their funds.

Minimum Opening Deposit: $1,000

Average Daily Balance Required to Waive Service Charge: $2,500

Monthly Service Charge: $20

Minimum Daily Balance to Earn Interest: $1,000

Additional Benefits:

• Free Online Banking
• Free Online Bill Pay

*Check Writing and ATM/Debit Card Restrictions Apply: See Branch for Detail

Other Products and Services

• Safe Deposit Box Prices range from $20.00 to $100.00 annually. Four sizes to choose from: 3 x 5, 3 x 10, 5 x 10, 10 x 10
• 24 hour ATM
• Night Deposit Services
• Surcharge free access on ATM transactions displaying MoneyPass® at nearly 12,000 terminals in the US. (Coming Soon)
• Merchant Bank Card Program
• Wire Transfers/Fund Transfers
• Direct Deposit
• Courier Service (available in the future)
• Debit/ATM Cards - Money Pass Programs/Visa Check Card®
• Merchant Credit Card Processing
• Cashiers Checks
• Notary Public Service
• ACH Originations
• Cash Management
• Online Banking
• Credit Cards
• Express Deposit Banking (Remote Deposit)
• Issue/Redeem U.S. Savings Bonds